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Personal Health Interviews Can Reduce APS Orders
This is my site Written by Matt on February 10, 2011 – 4:18 pm

The underwriters of American General Life Companies are now using Personal Health Interviews to help reduce orders for Attending Physician Statements.

For applicants up to age 59 and amounts of coverage up to $1 million, underwriters may now request a Personal Health Interview (PHI) instead of an APS to gather additional information for certain mild to moderate impairments.