Long Term Care Insurance

Why Long Term Care?

With simple planning you can receive your care at home if you choose, without spending your life savings.

Unfortunately, few people really plan for long-term care.

* Today a nursing home stay costs on an average $45,000 per year.
* Currently there are about 3.2 million people living full time in nursing homes and another 22.4 million who receive care at home, in adult day care and assisted living facilities.

Where will the money come from to pay the nations $106 Billion Long Term care bill?

* Medicare, covers less than 18% of nursing home and home care costs.
* Medicaid, covers 37% of nursing home costs, but helps only after you spend down your assets to poverty levels.
* Personal Assets, 33% or one third is paid by the individual needing care or his/her family.

Find out what your choices really are and how we can help!
Call John Creekmore at (800) 359 - 5102