1. Experience and accessibility
2. Impressive capacity and retention
3. Proprietary underwriting manual
4. Competitive decisions for all ages
5. Progressive approach to underwriting
6. Proven success in offering Standard or better at ages 71+
7. Ease of doing business
8. “Non-Cigarette” Standard Non-smoker definition
9. Life insurance for US residents traveling and living abroad
10. Generous TIA and locked-in insurability

Continue reading for a full explanation of these underwriting strengths!