ING - IUL with Global Indexes

Introducing ING IUL-Global

Experience the power of a global approach to indexed universal life insurance.

Evidence abounds that consumers are gravitating to the safety of guarantees coupled with the potential for greater interest crediting. You can see it through the continued rise in sales of indexed insurance products. We can help you grab a piece of that market share with ING Indexed Universal Life-Global (ING IUL-Global), issued by Security Life of Denver Insurance Company.

The power of ING IUL-Global is found in its valuable death benefit protection supported by policy cash values calculated under a Fixed Strategy and an Indexed Strategy. The Fixed Strategy provides annual rate guarantees and a 2% per year guaranteed minimum interest rate. The Indexed Strategy has the potential to capture some upside by using three indexes of markets from around the globe (S&P 500® Index, EURO STOXX 50® Index, and the Hang Seng Index) when calculating the index credits, AND the downside protection of a 1% per year guaranteed minimum interest rate.

Your clients could benefit from the value of hindsight with ING IUL-Global.
Can you imagine the benefit of knowing future outcomes? With ING IUL-Global you get the benefit even without the upfront knowledge. The three-index strategy has a five year point-to-point look-back period and calculates the index credit under a formula using a portion of the better performing two out of three indexes, as follows:

75% of the highest index change rate, plus
25% of the next highest index change rate; plus
0% of the lowest index change rate

In essence, at the end of each five-year period, your clients get a portion of the best two out of the three indexes! There’s no guesswork – your clients just get the results from the two indexes with the highest index rate changes.

ING IUL-Global is approved for sale in all states EXCEPT: CT, GU, NJ, PR, and NY.

We want to help you make an impressive sales impact in 2010. Together let’s make the most of this opportunity.

Learn more: http://www.ing-usa.com/us/marketing/life/154831/154831_default.html

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