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Archive for the ‘Life Insurance Marketing’ Category

John Hancock – Quit Smoking Underwriting – How to Change the Smoking Class on Existing Life Policy

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Marketing to Business Owners – Rescheduled – Wed 4/16 8AM EDT – Practice Enhancement Workshop

What: Practice Enhancement Workshop Marketing to Business Owners Rescheduled – will be held WEDNESDAY April 16th, 8AM EDT Win a $25 Amazon Gift Card! presented byCreekmore Insurance Group Business owners have higher incomes, face a rising tax burden, and have many financial planning needs, both business and personal. This workshop will help you sharpen your […]



Chronic Illness Statistics Clients Need to See

  Are you looking for a tool to aid in your next sale that could help clients protect against the financial risks of chronic illness? This video could be just the thing you were looking for. Share this powerful video with clients and prospects to get the message out about the need to protect against […]



One Minute Trainer – Using Dividends to Pay Premiums

Show Clients how the dividends from their whole life policy can be used to pay premiums… Meet Anthony, a 40-year-old dentist who knows the importance of life insurance. When discussing his life insurance needs with his financial professional, Anthony mentioned he plans on retiring by age 60, does not want to pay premiums during retirement, […]



Underwriting with the “WOW” Factor

Going above and beyond to get you back to business • Dedicated underwriting teams that really know your business • Competitive preferred and preferred plus guidelines – even for those with certain types of cancers and diabetes • Table reduction program available up to age 70 to $10 million • Large-case know-how, foreign coverage and […]



Marketing Kit – Work with lenders to offer business loan protection

  Work with Financial Institutions in Four Easy Steps Build a pipeline for business loan protection1 sales by creating referral arrangements with financial institutions. STEP 1. Learn about the market and business loan protection (JJ1975).STEP 2. Find lenders in your area at: principal.com/BusinessLoanProtection.STEP 3. Approach lenders with these tools: Letter (DI2409) or email (DI8255) Phone script […]



A World of Opportunity – Marketing to Foreign Nationals

Foreign Nationals are a growing demographic who may unknowingly face potential tax exposure. Help clients preserve assets and minimize transfer taxes. Trouble viewing this document? Click here to view online or download.Embedded Document Trouble viewing this document? Click here to view online or download.Embedded Document



Principal Accelerated Underwriting Program

There has been an avalanche of email traffic regarding a “new, exclusive product available to only four general agencies in the country” that has: A maximum face amount of $1MM No exam, no blood, no urinalysis, and no medical records Policy issue in two days Commissions paid immediately Just one small problem – that “program” […]



A Breakthrough in No Lapse Guarantees

Lincoln Treasury Indexed UL is the innovative policy that earns credits if the 10-year Treasury yield rises.1 Clients can use these credits to extend their guarantee, reduce their out-of-pocket premiums, or receive a cash payment. And there are more great advantages • Clients get guaranteed credits in the first five years. • Afterward, they earn […]



Five opportunities to use Lincoln Treasury Indexed UL

If you have clients ages 35–65 who want affordable guaranteed protection and would like to capture the potential of rising 10-year Treasury yields,* recommend Lincoln Treasury Indexed UL. It’s the innovative indexed universal life policy with only one nonguaranteed component — the 10-year Treasury yield. Recommend Lincoln Treasury Indexed UL for: Clients with estate tax […]



Life Insurance as an Asset Class

In times of economic uncertainty, many individuals turn to life insurance to help stabilize their investment portfolios. When used as an estate-planning tool, the life insurance policy’s proceeds will often yield a more competitive rate of return compared to legacy assets held in a taxable investment. Trouble viewing this document? Click here to view online […]



IRA Maximization

A stretch IRA can be an effective tool for increasing the wealth that passes to beneficiaries. With a life insurance policy held inside an irrevocable life insurance trust (ILIT), the stretch IRA can result in a larger legacy and give owners more control over how trust assets are distributed. Trouble viewing this document? Click here […]



Leveraged Credit Shelter Trust

If your married clients have significant assets, they may already know the important role an irrevocable Credit Shelter Trust (CST) can play in helping to protect and enhance their legacy for future generations. Life insurance can increase the value of your clients’ trust, allowing more assets to pass to beneficiaries. Trouble viewing this document? Click […]



Annuity Maximization – Income and Estate Tax on Annuities

Help your clients understand the federal income and estate tax impact on a deferred annuity at death, and suggest an alternative—gifting all or a portion of the current annuity’s value to a trust and purchasing life insurance. Trouble viewing this document? Click here to view online or download.Embedded Document Trouble viewing this document? Click here […]



Increased retention and jumbo limits for Symetra Level Term Life Insurance

We recently increased our retention limit from $1 million to $3 million, and our jumbo limit from $25 million to $65 million, on Symetra Level Term Life Insurance. These increased limits, combined with our already competitive automatic reinsurance limit, provide greater underwriting flexibility and competitive positioning among our peer companies. Please refer to our Retention […]