Interesting Long-Term Care Trend: Boomers Are Insuring Their Parents Financial advisors have long touted to clients the benefits of buying long-term care insurance. While the recession has possibly motivated clients to listen to these benefits more than ever, they aren’t new. What is new is who clients are buying long-term care insurance for their parents. [...]

For agent or broker use only. Not for use with the public. Join us and find out! With so many clients nearing retirement age, the need to help protect their retirement assets against long-term care costs is greater than ever. I’d like to tell you about Lincoln MoneyGuard® Reserve Reserve, a universal life insurance policy [...]

In 2006, the Pension Protection Act of 2006 (PPA) was signed into law. In addition to sweeping changes to the laws controlling pensions and retirement plans, the PPA also amended the laws surrounding long-term care insurance. This guide contains frequently asked questions about the taxation of long term care insurance, and changes made by the [...]

The Pension Protection Act (PPA) brings new opportunities to talk to customers about adding long term care planning to their retirement strategy. It allows non-qualified annuity owners, in many instances, to use their annuity to pay for long term care insurance premiums tax-free. Continue reading to learn about some common examples of a partial 1035 [...]

The Next Step A Kiplinger workbook to help your clients plan ahead for long-term care.

Clients can become easily confused when a financial advisor starts talking about insurance options. This is especially true when explaining the differences between long-term care insurance and disability insurance. There are some important distinctions you can help clients to understand.

LTC Teleconference Replay Available : LTCi Strategies If you missed the June 10, 2009, teleconference covering long-term care insurance sales strategies, we have arranged an opportunity for you to listen to a digital replay of the call. Dial the number below to hear Tim Mahurin, Prudential LTC regional sales manager, as he provides key strategies [...]

The attached Multi-Life comparison chart shows some of the differences between Individual Multi-Life and Executive Carve-Out products. Please note this chart is a “high level” comparison and does not include EVERY benefit or requirement of the Multi-Life, Multi-Life Plus, or Business Solutions products. Click here for the comparison chart. A username and password are required [...]

Many long term care insurance shoppers won’t buy because they’re concerned that if they don’t “use it” they will “lose it”. In addition, the potential for rate increases scares off some prospective buyers. The solution is a fully guaranteed universal life product with a long term care benefit rider that allows the client to access [...]

Click here for the Genworth LTC Sales Toolkit

If you have small business clients, or older-age clients who need LTCI, you’ll want to take a look at these personal and business guides: Guide to Long Term Care insurance as an employee benefit Reasons Employers should consider LTC insurance for themselves LTC insurance premium deductability – quick reference guide Complete guide to Long Term [...]

Helping Older Adults Get the Most Out Of Their Medications Knowing more about the medications they take may help older adults get more out of these medications-and suffer from fewer adverse reactions. Matthew A. Treskovich, MBA, CLU, FLMI Creekmore Insurance Group, Inc. According to the Alliance for Aging Research (Older Americans Most at Risk to [...]

Matthew A. Treskovich, MBA, CLU, FLMI Creekmore Insurance Group, Inc. Thanks to increasing longevity and healthier lifestyle habits, more and more older Americans are considering assisted living as a residential choice in their later years. Assisted living facilities (ALF) provide personal care and other services which enable residents to live as independently as possible in [...]

Making the Nursing Home Choice Matthew A. Treskovich, MBA, CLU, FLMI Creekmore Insurance Group, Inc. While placing a loved one in a nursing home is a difficult decision, there may come a time when it is the right one. It will help if you do your homework and trust your instincts.