Written by Matt on March 7, 2012 – 11:47 am
And another one bites the dust… Prudential LTCi News March 7, 2012 Prudential to Discontinue Sales of Its Individual Long-Term Care Insurance Products After a thorough analysis of our long-term care insurance business, we’ve made the difficult decision to discontinue sales of our individual long-term care insurance products, including LTC3SM, LTC Evolution (SM), and our [...]
Written by Matt on February 10, 2012 – 7:48 am
The Company concluded its strategic review of its long-term care business and announced that it will discontinue new sales of group long-term care contracts during the first quarter of 2012 and reclassify the long-term care line of business from the Unum US segment to the Closed Block segment. The results for the fourth quarter of [...]
Written by Matt on February 6, 2012 – 3:32 pm
These online training modules will get you up to speed in the individual LTCI, linked benefit, and business markets. LTC 101 – Fundamentals of the long term care insurance products and sales processes Partnership Expansion – Fundamentals of the Long Term Care Partnership program Privileged Choice Flex – The latest traditional long term care [...]
Written by Matt on January 5, 2012 – 7:58 pm
Medicare Premiums & Deductibles Changed for 2012 The new year brings more changes, with some Medicare numbers going up (bad?) and others going down (good?). For example: 1. Basic Part B premium is now $99.90/month. For most, this is a $5.5Doctor and Patient0 jump. For others, who turned 65 in 2010 or 2011 and paid [...]
Written by Matt on January 4, 2012 – 7:02 pm
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Written by Matt on January 4, 2012 – 7:02 pm
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Written by Matt on October 19, 2011 – 11:02 am
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Written by Matt on October 17, 2011 – 6:03 pm
This booklet outlines the top 75 tips, facts, and strategies when planning for Medicaid in Florida. 65+Facts+to+be+a+PDFvar docstoc_docid=”99709851″;var docstoc_title=”65+Facts+to+be+a+PDF”;var docstoc_urltitle=”65+Facts+to+be+a+PDF”; by Tom Willoughby, JD is a Long Term Care planning expert. He also offers fee-based Medicaid Crisis Planning when LTC events are imminent. He is based out of Oviedo, FL and can be reached at [...]
Written by Matt on October 17, 2011 – 5:59 pm
by Tom Willoughby, JD The government sponsored Long Term Care Insurance program ends before it begins One of the jewels in the ObamaCare health care overhaul was the “CLASS Act”. Don’t bother trying to remember what those letters stand for, since it is toast. Kaput. No Money Appropriated In September, the Democrat-controlled Senate Appropriations Committee [...]
Written by Matt on May 18, 2011 – 5:05 pm
Do you think 5% compound inflation protection in a Long Term Care policy is good enough? A new report says medical costs are up 8% this year (with CPI flat!), and will rise 8.5 percent in 2012. Link It looks like even the best available inflation protection in most individual LTCi products isn’t enough to [...]
Written by Matt on March 15, 2011 – 4:09 pm
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Written by Matt on September 24, 2010 – 3:36 pm
The rate action guide contains an overview of the reasons John Hancock is seeking a massive rate increase on inforce LTC policies, outlines options for policyholders, and contains answers to frequently asked questions.
Written by Matt on September 24, 2010 – 3:33 pm
John Hancock just announced a MASSIVE rate increase on individual long term care products. Read on for the full announcement.
Written by Matt on September 15, 2010 – 6:20 pm
One simple approach can help your clients plan for long term care, provide a death benefit, and give them a risk-free exit strategy if they change their minds. MoneyGuard Reserve from Lincoln National is a universal life product with long term care benefits, a death benefit, and a “no questions asked” money back guarantee.
Written by Matt on September 15, 2010 – 5:36 pm
Show your client how real the potential effects of long term care expenses could be on his or her portfolio. Continue reading for a four-step process that will help your clients understand the true impact of the decisions they make today.
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