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Archive for the ‘Life Underwriting’ Category

John Hancock Quick Guide to Underwriting Impairments

Icon Written by Matt on December 8, 2011 – 11:52 am

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ING’s Top 12 Underwriting Guideline Advantages

Icon Written by Matt on October 18, 2011 – 12:10 pm

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AG – Updated Foreign Travel Guidelines

Icon Written by Matt on September 19, 2011 – 12:53 pm

American General has released updated foreign travel underwriting guidelines. Continue reading for full details. var docstoc_docid=”94637546″;var docstoc_title=”Foreign Travel Guidelines”;var docstoc_urltitle=”Foreign Travel Guidelines”;



Updated Visa Holder and Foreign National Underwriting Guide

Icon Written by Matt on September 19, 2011 – 12:52 pm

If you have clients who are nonresident aliens lawfully present in the United States, or foreign nationals who travel to to the USA regularly, these updated underwriting guidelines will help you get more cases placed with less difficulty. Continue reading for more information. var docstoc_docid=”94637478″;var docstoc_title=”Foreign National UW Guide”;var docstoc_urltitle=”Foreign National UW Guide”;



Underwriting Update – Atrial Fibrillation

Icon Written by Matt on September 8, 2011 – 10:17 am

Atrial Fib can now be as good as a Standard risk! Here’s an example: Male 62, no known heart disease, who was diagnosed 6 years ago with chronic A-Fib History of well-controlled high blood pressure thru medication Normal Echo done 3 years ago Has regular follow ups Negative stress test last year Currently on anti-coagulation [...]



Transamerica Helps Smooth Out Family History Guidelines

Icon Written by Matt on August 15, 2011 – 12:31 pm

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Up to $1m of New Insurance with No Medical Exam

Icon Written by Matt on August 15, 2011 – 12:13 pm

Clients who were fully underwritten for term insurance in the past five years may be eligible for up to $1m of new coverage with no medical exam. Continue reading for full details. var docstoc_docid=”89375929″;var docstoc_title=”OL_2885_TOP_TOP_Plus_Program_Details_and_Carrier_List”;var docstoc_urltitle=”OL_2885_TOP_TOP_Plus_Program_Details_and_Carrier_List”;



American General Updated Field Underwriting Guide

Icon Written by Matt on June 29, 2011 – 8:56 am

American General’s popular Life Insurance Field Underwriting Guide as been updated. Check out the May 2010 edition! var docstoc_docid=”81304328″;var docstoc_title=”93237_AGLC101638_Field_UW_Guide_REV0511_FN_r01″;var docstoc_urltitle=”93237_AGLC101638_Field_UW_Guide_REV0511_FN_r01″;



Life Underwriting Guide – 15 Common Impairments

Icon Written by Matt on June 8, 2011 – 11:17 am

An inquiry offer, “ballpark,” or quick quote is a preliminary pricing estimate for a specifc impairment, usually made without the beneft of complete underwriting documentation. The table below provides ballpark estimates for some frequently seen impairments, and provides criteria for obtaining an underwriting offer. Underwriting for most impairments will require an Attending Physician’s Statement (APS) [...]



Top 10 Reasons Lincoln Underwriting Makes the Difference

Icon Written by Matt on May 16, 2011 – 10:40 am

Price alone doesn’t always make the sale. Competitive rates can only make a difference if they are backed by effcient, customer-focused underwriting. Here are 10 important reasons why you should think Lincoln for Life — and for underwriting. Industry leading underwriting -customer-focused underwriter teams who really know your business No MD exams up to $50 million [...]



Personal Health Interviews Can Reduce APS Orders

Icon Written by Matt on February 10, 2011 – 4:18 pm

The underwriters of American General Life Companies are now using Personal Health Interviews to help reduce orders for Attending Physician Statements. For applicants up to age 59 and amounts of coverage up to $1 million, underwriters may now request a Personal Health Interview (PHI) instead of an APS to gather additional information for certain mild [...]



LFG – Private Pilots Get First Class Underwriting

Icon Written by Matt on January 25, 2011 – 9:56 am

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John Hancock – Exams Good for 12 Months for Ages 0-70

Icon Written by Matt on January 20, 2011 – 10:17 am

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Medical Niches Open Doors for Clients

Icon Written by Matt on December 10, 2010 – 7:34 am

Creekmore’s industry-leading approach to assessing risks and handling major impairments yields competitive results for your clients with: * Cardiac disease * Prostate cancer * Breast cancer * Diabetes Here are two examples of cases that could be offered Standard rates and no postpone period. Case one: 71-year-old male with a T1c, Gleason 6 prostate cancer [...]



American General Introduces Common Sense Underwriting for Family History

Icon Written by Matt on December 3, 2010 – 11:15 am

American General has just announced two important changes to family history underwriting: 1. Underwriters will disregard family history of cancer or heart disease if the applicant is age 66 or older. 2. Family history of certain gender-specific cancers will be disregarded at all ages for proposed insureds of the opposite sex. Continue reading for the [...]