Do you have clients who fit this profile?

- Age 40-70
- Need death benefit coverage with the ability to accumulate cash value through equity-linked options
- Are concerned about loss in other investments, such as 401(k), during the past few years
- Have a 15 year or longer time horizon
- Might otherwise use VUL, but:
— Have limited equity investment experience
— Are concerned about losing money
— Seek potential upside with downside protection

Continue reading for two client profiles for Athena Indexed UL.

145616 –

145617 –