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ANICO IUL, and Indexed UL balanced with Guarantees


ANICO Indexed Universal Life Insurance1
Keeping Your Client’s Interests in Balance!
Participation Rate: 100%

contractually guaranteed

Minimum 3% on caps
contractually guaranteed
Minimum 3%

on accum. at death
contractually guaranteed


Fixed Rate: 5.00% 
Cap Rate: 14.00%

V. Loan Rate: 5.75%
 Illustrated Rate: 8.45%

… in the event of premature death
• 6 Underwriting Classes
• Issue Ages 18-85 (Age Last Birthday)
• Choice of 3 Death Benefit Options
• Additional Protection Benefit Rider3 To Maximize
   Death Benefit
Competitive Rolling Targets!
… for future life needs
• Annual Point to Point    • S&P 500® Index2
• Fixed and Variable Policy Loans    • Overloan Protection Benefit
• Cumulative Interest Guarantee at Full Surrender or Death
ANICO INDEXED UNIVERSAL LIFE INSURANCE… Meeting your client’s needs today and tomorrow.
“Standard & Poor’s®”, “S&P®”, “S&P 500®

”, and “Standard & Poor’s 500™” are trademarks of Standard & Poor’s Financial Services LLC (“Standard & Poor’s”) and have been licensed for use by American National Insurance Company. ANICO Indexed Universal Life Insurance is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of purchasing ANICO Indexed Universal Life Insurance.

1 Not a registered security or stock market investment and does not directly participate in any stock or equity investments or index.

2 Interest credited related to S&P 500® Index.  3 Riders may not be available in all states.
Policy Forms: IUL08; IULU08

Questions? Call (800) 936 - 0339 option 1.
Or Email Here.

For agent use only, not for consumers, or general use.
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