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Archive for the ‘Life Insurance’ Category

Met Life – 7 Countries Get Upgrades in Foreign Travel Program

Seven countries get classification upgrades in Foreign Travel Program The Foreign Travel Program classifications of the following countries have been improved: Cook Islands – B to A Jordan – B to A Kosovo – B to A Marshall Islands– B to A New Caledonia – B to A Niue – C to B Palau – […]



Met Life – Revised Financial Underwriting Guidelines

Effective immediately, Met Life has revised their financial underwriting guidelines to reflect the new Federal estate tax laws. New guidelines for appropriate amounts of coverage are Ages 18 to 59 – 7% growth rate componded for 75% of life expectancy, up to a maximum of 25 years, less $5 million Federal estate exclusion Ages 60 to […]



SUL Skip Pay is going away in 30 days!

The “SUL Skip Pay” opportunity – up to 20 years of coverage for three years’ worth of premium – is disappearing in 30 days. If you or your clients are still “thinking it over”, now is the time to get an application submitted. Once it’s gone, it’s gone! Click here for a two minute introduction […]



Liberty Mutual – Estate Maximizer Marketing Kit

Click here to view the document online, or download LM Estate Maximizer Brochure.pdf. Embedded Document Click here to view the document online, or download New CD Alternative.pdf. Embedded Document Click here to view the document online, or download Quick Facts.pdf. Embedded Document



Show clients how to turn $50k into $96k in ten minutes

Click here to view the document online, or download Turn50k.pdf. Embedded Document



Find A Better IUL Tool

New tool allows advisors to Find A Better IUL (TM) with easy to use online interface. Click here to use the Find A Better IUL (TM) tool! Using this tool is simple! – Input basic client details (age, health class) – Enter some information on the client’s objectives (face amount, planned premiums) – Upload the […]



How to Overcome Your Client’s Sticker Shock

Have you ever had a client change his or her mind about life insurance coverage when they heard the price? By making your initial recommendation more flexible, you may be able to avoid the sticker-shock surprise and save the sale. Here’s an example in which a producer saved the case after a client surprised him with […]



AXA – Updated Life Underwriting Condensed Guide

This helpful guide provides you with our preferred guidelines and all age and amount requirements making it easier for you to place business with AXA Equitable! For more information about this helpful guide, please reference this bulletin. Click here to view the document online, or download 139709.pdf. Embedded Document Click here to view the document […]



JH – Quit Smoking Incentive – Frequently Asked Questions

Click here to view the document online, or download QSI FAQ MLINY03061318268.pdf. Embedded Document



JH – Quit Smoking Incentive – Changing Smokers to Nonsmokers!

Click here to view the document online, or download Changing Smoking Class MLINY041713113.pdf. Embedded Document



Webinar – Pay Yourself Minimum Wage: Putting Premium Dollars Into Perspective – 5/21 1pm EDT

May 21, 1pm ET: Pay Yourself Minimum Wage: Putting Premium Dollars Into Perspective Minimum wage today is $7.25 per hour ($14,500 per year).If your client was to pay that same hourly wage into an insurance policy, what would the result be? Let us show you a sales idea comparing an insurance policy to an employee. […]



Quick Underwriting Assessments for Common Conditions

Click here to view the document online, or download Final_Copy_0191070-00002-00_IndividualInquiryOffers_3_2013.pdf. Embedded Document



AXA – New Industry Leading Guidelines for Cholesterol and Build

Axa has introduced new industry-leading guidelines for Cholesterol and Build parameters which expand your client’s opportunities to qualify for a better underwriting class. View the case study to see how this client’s build and cholesterol combination would previously have limited him to a Standard rating. For a FAST assessment of your build or cholesterol case, […]



Use Life Insurance to Continue a Business

The Need: Your business-owner clients and prospects have a lot riding on their good health. A sudden death can be disastrous: Would their suppliers get paid? Would their employees stick around? What about their customers? And what about their family who relies on the income generated by the business? It might be difficult, if not […]



Marketing Kit – Sandwich Generation

Today, one in eight Americans between the ages of 40 and 60 find themselves caring for aging parents and dependent children while juggling a career and trying to save for retirement.These parents are often left feeling squeezed or “sandwiched” in the middle, both financially and emotionally. Life Insurance can bring some advantages to the table […]