Archive for the ‘Life Insurance’ Category

Drive New Sales with Living Benefits

  September marks the 11th anniversary of Life Insurance Awareness Month, providing the perfect opportunity to grow your business through leveraging the consumer-awareness activities that Transamerica and other carriers have been participating in throughout the month. With over 95 million Americans having no life insurance protection whatsoever1 , now is a great time to talk to clients […]



Are Your Clients Prepared for Health-Related Expenses?

  Today clients want more assurance from uncertainties. They need protection during their career years for income replacement and expenses due to health-related risks. During Life Insurance Awareness Month, discuss with your clients the importance of planning for health-related expenses. Life insurance with accelerated benefits riders can provide flexibility for enhanced protection in the event of […]



Annual Business Review – Quick Guide to Business Uses of Life Insurance

This client-approved marketing piece covers nearly every possible business use of life insurance. Use it to assist with new client planning meetings and drive additional sales! Click here to view the document online, or download Annual_Business Review slimjim exp1114.pdf. Embedded Document



Prudential – BenefitAccess Rider Consumer Workshop Kit

This kit provides the materials you’ll need to host your own BenefitAccess consumer workshop. Build your business by talking to clients about the need to plan for chronic illnesses, and use these ready-to-go materials. Click here to view the document online, or download UL Protector and BAR client presentation.pdf. Embedded Document Click here to view […]



Met Life – New Online Tools Make Field Underwriting Easier

  LIFE INSURANCE     New Tools Take Field Underwriting to the Tech Level Tools that help make field underwriting easier and more accurate are part of our continued efforts to help move firms’ business forward. An inacurate quote could result in an unplaced case, resulting in lost time and premium. Two new tools, launched […]



Lincoln – New WealthPreserve Survivorship IUL Product

From the desk of Stevan M. Cohen September 2014 Our industry continues to experience major shifts in product focus. Now, more then ever, it is critical to ensure that you and your teams are aware of the differences in products being manufactured today. Lincoln has made a concerted effort to focus our wholesalers on Partner education. […]



Pru – Get a NEW Perspective on Life with Founders Plus UL

  If you often recommend traditional guaranteed UL for permanent life insurance protection, you’ll want to discover the full palette of what PruLife® Founders Plus UL can offer your clients—cost-effective, flexible coverage, the potential for cash value accumulation, and an extended no-lapse guarantee. CONTACT: Creekmore Insurance Group, Inc. 800-359-5102 Info@LifeAgents.com PruLife Founders Plus UL is issued by Pruco […]



Met Life – Revised Life Underwriting Guidelines Can Benefit Your Clients

LIFE INSURANCE       More Clients Can Qualify for Preferred Classes MetLife’s underwriting guidelines for individual life insurance products have changed, allowing more clients to qualify for the Preferred rating classes and corresponding lower rates. This change reinforces our dedication to helping move your business forward and allows MetLife to remain competitive in the […]



Prudential – Gear up for Fourth Quarter with Term Conversions

Fourth Quarter is fast approaching and now is a good time for you to revisit the Term Conversion process for both Prudential and Hartford Term products. Review these highlighters prior to submitting paperwork to help ensure a smooth conversion process. Click here to view the document online, or download 0205538-00001-00_Ed092011_TermConversionHighlighter_FINAL.pdf. Embedded Document Click here to […]



MetLife Underwriting Preferred Guideline Changes

Yesterday, MetLife announced some changes to our preferred and elite underwriting requirements that will result in more preferred and elite offers.  I have highlighted some of the changes below and have included a one page chart that shows the new criteria. Aviation– For Elite+ and Elite, experienced private and commercial pilots with no ratable aviation […]



Lincoln Leader – Life Version – September 15, 2014

September 15, 2014 KEY HEADLINES Volume 12, Issue 14 Updated and new Supplemental Retirement Planning advisor training videos Policy Rate of Return added to VUL Annual Statements Lincoln VUL Dollar Cost Averaging Fixed Account Enhanced Interest Rate Program – Extended throughMarch 2015! Hooper Holmes No Longer Offering Medical Requirement Services Lincoln and ExamOne Announce New […]



Sales Contest – Win a BMW 528i prepaid lease

  Better riders to a better ride. Win one of two pre-paid leases on a BMW 528i by selling a powerful combination of living benefits riders READY TO HIT THE ROAD? We are pleased to announce a sales contest for living benefit riders available on our life insurance policies: Lifestyle Income SolutionSM (LIS)—longevity rider (available […]



Genworth – New conversion product for inforce policies effective 9/2/14

New National Conversion Product – Life Ready ℠UL II Conversion replaces GenGuard® UL Conversion Click here to view the document online, or download GenworthBulletin8.21.pdf. Embedded Document



Lincoln Launches New Estate Protection Solution

Introducing Lincoln WealthPreserveSMSurvivorship IUL Your new estate protection, wealth preservation, and legacy planning solution Lincoln WealthPreserve Survivorship Indexed UL (SIUL) is a cost-efficient, second-to-die policy designed for estate protection, wealth preservation, and legacy planning. It’s one policy that protects two lives — paying an income tax-free death benefit to beneficiaries at the end of the second insured’s life. It’s […]



Top 2 Client Concerns When Purchasing Life Insurance

    Making the right assessment to determine your clients’ life insurance needs According to LIMRA1, the two most important questions clients want answered when purchasing life insurance are: How much do I need? How much will it cost? For your clients and prospects who may have been price-sensitive in the past, we are happy to offer […]