Archive for the ‘Life Insurance’ Category

IRA Maximization

A stretch IRA can be an effective tool for increasing the wealth that passes to beneficiaries. With a life insurance policy held inside an irrevocable life insurance trust (ILIT), the stretch IRA can result in a larger legacy and give owners more control over how trust assets are distributed. Click here to view the document […]



Leveraged Credit Shelter Trust

If your married clients have significant assets, they may already know the important role an irrevocable Credit Shelter Trust (CST) can play in helping to protect and enhance their legacy for future generations. Life insurance can increase the value of your clients’ trust, allowing more assets to pass to beneficiaries. Click here to view the […]



Annuity Maximization – Income and Estate Tax on Annuities

Help your clients understand the federal income and estate tax impact on a deferred annuity at death, and suggest an alternative—gifting all or a portion of the current annuity’s value to a trust and purchasing life insurance. Click here to view the document online, or download LIM – 1087.1.pdf. Embedded Document Click here to view […]



Increased retention and jumbo limits for Symetra Level Term Life Insurance

We recently increased our retention limit from $1 million to $3 million, and our jumbo limit from $25 million to $65 million, on Symetra Level Term Life Insurance. These increased limits, combined with our already competitive automatic reinsurance limit, provide greater underwriting flexibility and competitive positioning among our peer companies. Please refer to our Retention […]



Lincoln National Introduces MoneyGuard II

This new release of MoneyGuard is different in a number of important ways, but is still the industry standard for Long-Term Care benefits from an asset-based solution. Critical product changes include: The elimination of the Smoker underwriting class.  Prices are the same for both smokers and nonsmokers. The availability of a spousal discount, similar to […]



10 Marketing Ideas in 10 Minutes – PruLife® Founders Plus UL

To support your conversations around the new PruLife® Founders Plus UL, leverage 10 marketing ideas in 10 minutes. Examples include living needs protection, term conversion, wealth transfers, and idle assets. Click here to view the document online, or download 0255612_FoundersPlus_10in10.pdf. Embedded Document



Webinar Series – The Future of Life Insurance: 10 Minute Underwriting

This webinar will teach you – The five minute “napkin story” that moves clients to immediate action – How an insurance transaction can be DONE in ten minutes (not 90 days), and – Why a lifetime money-back guarantee means “thinking it over” is a thing of the past All of this is possible because the […]



The Future of Life Insurance: 10 Minute Underwriting

This webinar will teach you – The five minute “napkin story” that moves clients to immediate action – How an insurance transaction can be DONE in ten minutes (not 90 days), and – Why a lifetime money-back guarantee means “thinking it over” is a thing of the past All of this is possible because the […]



Liberty Mutual Sales Six-Pack

Who is your next client? Continue reading to find out. These six sales ideas will help you identify prospects and craft appealing solutions that can be executed fast!



Liberty Mutual – Estate Maximizer Quick Comparison Tool

Use the new quick comparison tool to show your clients what Estate Maximizer can do for them. This tool gives you a easy to understand, client-ready presentation that compares the benefits of Estate Maximizer with taxable investment accounts and tax-deferred investment accounts like qualified plans. Your next sales presentation can be ready to go in […]



Tax Hike 2014: Tax Efficient Retirement Planning

Click here to view the document online, or download LIF-TAX-BRC002_Z01_VIEW.pdf. Embedded Document



Financial Underwriting in a Changing Environment

Challenge Financial underwriting for estate planning cases can be challenging! In an environment of uncertainty and a changing political landscape, financial underwriting limits based on today’s estate tax exemption and rate can make it difficult to place the amount of coverage clients and planners might feel is appropriate. For 2014 there is a 40% tax […]



Met Life – Updated Medical Impairments Guide

The updated Field Guide to Medical Risks helps you assess dozens of common impairments (and quite a few uncommon ones too!). Click here to view the document online, or download LI_UW_LUMedImpairGuide.pdf. Embedded Document



Lincoln Financial – New External Term Conversion Program

Lincoln Financial is serious about term conversions.  How serious?  How about an external term conversion program on the Treasury Indexed UL with a maximum face amount of $2.5MM? This new program just announced by Lincoln Financial allows for the largest face amounts for external conversions among the Core Carriers and to our knowledge is the […]



Prudential – Asset Protection Plus Sales Strategy

Asset Protection+ is a simple and effective strategy that can help clients preserve and potentially enhance their legacies by repositioning those assets they do not expect to need during life (their legacy assets) to fund a life insurance policy. Contact your Creekmore rep at 800-359-5102 to get started using Asset Protection+ today. Click here to […]