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Archive for the ‘Life Insurance’ Category

Cholesterol Underwriting Update – Controlled by Meds Could Be Best Class

Have you heard about Zurich’s new underwriting enhancements? .WHAT’S NEW IN UNDERWRITING? Cholesterol guidelines now have TWO age brackets for Preferred Best and Preferred Alternative result at the younger ages allows more flexibility in qualifying for a particular class WHAT ARE THE SPECIFICS OF THE CHOLESTEROL PARAMETER CHANGES? Age brackets are to age 50 and […]

Grow Your Practice with the Women & Multicultural Consumers Kit

Expand Your Markets with the Business Development eKit Women & Multicultural Consumers: The opportunity you can’t ignore Women and multicultural consumers are generally eager for a financial professional to approach them. As the buying power and household income of multicultural consumers continue to rise, the need for financial services will continue to grow. You can […]

Advanced Markets News – September 2013

  September is Life Insurance Awareness Month According to LIMRA Facts of Life 2013, life insurance ownership/coverage remains low: 30% of U.S. households have no life insurance at all; only 44% have individual life insurance. 50% of U.S. households (58 million) say they need more life insurance. The average amount of coverage for U.S. adults […]

John Hancock – New IUL Sales Toolkit

JOHN HANCOCK’S NEW INDEXED UL MICROSITE A Simple but Powerful Sales Tool! Find out why you should add John Hancock’s Indexed UL to your book of business Easily determine the best Indexed UL product for your clients’ needs with the Product Selector Tool Uncover sales opportunities through comprehensive case studies Access all the tools […]

No Lapse UL Price Reduction – GUL Rates Dropping As Much As 20%!

Effective September 30th, certain Guaranteed UL rates are dropping as much as 20% The fourth quarter product landscape is shaping up with a substantial NLG rate reduction in the pipeline.  This announcement is huge any way you slice it: Depending on the age, amount, and premium structure, guaranteed UL rate decreases can be as good […]

Prudential – Underwriting Field Guide

Click here to view the document online, or download UW Overview.pdf. Embedded Document

John Hancock – Policy Service Documents Will No Longer Be Mailed to Producers – Effective 1/2014

Take Advantage of eDocuments Today! Available exclusively to JH SalesNet-registered producers, our eDocuments service offers fast, secure online access to clients’ key policy documents for IUL and many VUL products, with most Term and UL products targeted to be added early Q4. Please encourage non-registered producers to take advantage of this service by visiting the […]

MoneyGuard – Return of premium guarantee going away, replaced by partial guarantee

  For agent or broker use only. Not for use with the public. Important Lincoln Life updates » Lincoln MoneyGuard® Reserve Plus Product Update Return of premium feature to include 5-year vesting schedule We are making updates to Lincoln MoneyGuard Reserve Plus to help ensure the strength and sustainability of our long-term care funding solution […]

Do You Enjoy an Occasional Cigar? (Producer)

Click here to view the document online, or download 0211272-00005-02_Cigar_Flyer_Producer_FINALCopy.pdf. Embedded Document

Underwriting Alert: Revised Guidelines for proBNP

A change to guidelines for proBNP could result in more favorable offers. Click here to view the document online, or download proBNP.pdf. Embedded Document

Preferred Underwriting Estimator Guide

Need help figuring out what underwriting class to quote a client? This handy underwriting estimation tool will help you gather the information we need to assess a risk. Click here to view the document online, or download 0162528_Preferred_Underwriting_Estimator_FINALCopy.pdf. Embedded Document

Comprehensive Life Policy Review Process – “Purpose, Product, Health” – Client Materials

Client Brochure Client Presentation Trusts Flyer/Fact Finder Business Flyer/Fact Finder Charities Flyer/Fact Finder PPH Brainshark Personal Prospecting Letter Business Prospecting Letter Trustees Prospecting Letter Charities Prospecting Letter CPA/Attorney Prospecting Letter Sample Illustration Client Authorization Trust Owned Life Insurance Flyer

Improve the life underwriting experience for you and your clients!

Updated Guides Simplify and Clarify Underwriting Process for You and Your Clients CLIENT BROCHURES These new client brochures can help you set client expectations and handle objections to substandard offers. What to Expect During Underwriting provides a brief overview of how underwriting works, potential requirements, and what happens after a decision is made. Download it […]

Need a play for a rising-rate environment? Look no further!

For agent or broker use only. Not for use with the public. Lincoln Treasury Indexed UL is the affordable guarantee that gets even better if the 10-year Treasury yield rises.1 Simplicity and transparency with one powerful index 10-year Treasury yields are near all-time lows but have been trending upward over the last 12 months. Help your […]

Show clients how to raise $1m for charity in ten minutes

Ours is an industry of creativity. Ours is an industry of ideas. Product is Product. It’s never about what the product IS But Rather What the Product can DO… Watch this video to find out how you can help clients raise $1m for their favorite charity in ten minutes.